Commissions

As any financial institution, we have commissions, which we are very open about. You will find no hidden fees in Raison. Before depositing and investing, please make sure that you have reviewed the information about our commissions. The information will be presented to you directly in the app during a transaction.

Deposits

We have no max limits for incoming bank deposits. Incoming SEPA transfer must be greater than €3.00 and incoming USD transfer must be greater that $25.00 otherwise it won't be deposited. Deposits below €300.00 are subject to a €3.00 fee which will be deducted from the incoming payment.

Card payments are limited with the following:

• Min single payment limit — €50.00
• Max single payment limit — €1,500.00
• Max payments amount per day — €5,000.00
• Max payments amount per month — €15,000.00

Fees for payments with a bank card will be deducted from the deposited amount.

Withdrawals

We have no max limits for withdrawals. Minimum withdrawal amount for SEPA bank transfer is €15.00. Please, be aware, that the withdrawal fee will be deducted from the ordered amount.

Virtual currencies withdrawals are free of fees from our side, but you'll need to pay the chain fee for the transfer.

Exchange

Minimum exchange amount is €50.00.

The final exchange rate is fixed on an exchange page. Please, be aware, that an exchange commission also includes the chain fee.

Flexible trade fee may apply on purchase of tokenized private equity units. Such fee is provided before order confirmation.

Non-standard fees

Additional non-standard fees may apply to SEPA transfer depending on customer enquiry or if a third-party payment is processed (incoming payment from a third party or bounced back transfer because of a receiver name differs with RAISON account holder name).

One time KYC fee might be processed after virtual IBAN allocation. Fee is collected if additional KYC-analysis is required. Paid of first fiat deposit/withdrawal or proceeds from exchange to fiat.